Terms of Service

We are Navim IT ('Company', 'we', 'us', or 'our'), a company running a service called Loopic. Loopic encompasses multiple elements, including a website located at www.loopic.io (the ‘Website’), a web application (the ’Web App’), desktop application (the 'Desktop App'), and any other associated products and services that are connected to or linked with these legal terms (the 'Legal Terms') collectively referred to as the 'Services.'

The following terms and conditions govern all use of our Services and products. Our Services are offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies and procedures that may be published from time to time by us.

Please read this Legal Terms carefully before accessing or using our Services. By accessing or using any part of our Services, you agree to become bound by the terms and conditions of this Legal Terms. If you do not agree to all the terms and conditions of this Legal Terms, then you may not access or use any of our services. If these terms and conditions are considered an offer by us, acceptance is expressly limited to these terms.

Our Services are not directed to children younger than 18, and access and use of our Services is only offered to users 18 years of age or older. If you are under 18 years old, please do not register to use our Services. Any person who registers as a user or provides their personal information to our Services represents that they are 18 years of age or older.

Our services

The information provided through the Services is not intended for distribution or use by any individual or organization in jurisdictions where doing so would violate applicable laws or regulations, or impose registration requirements on us. Users who access the Services from locations outside such jurisdictions do so voluntarily and assume full responsibility for complying with relevant local laws.

Intellectual property rights

Our intellectual property

We hold the ownership or licensing rights to all intellectual property associated with our Services, which includes source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics (collectively referred to as the 'Content'). The trademarks, service marks, and logos found within the Services (referred to as the 'Marks') are also our property or licensed to us.

Both the Content and Marks are safeguarded by copyright and trademark laws globally, as well as various other intellectual property rights and unfair competition laws.

The Content and Marks are provided through the Services "AS IS" and are intended for your personal, non-commercial use or for internal business purposes only.

Your use of our Services

Subject to your compliance with these Legal Terms, we grant you a non-exclusive, non-transferable, revocable licence to access the Services.

Except as set out in this section or elsewhere in our Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

If we ever grant you the permission to post, reproduce, or publicly display any part of our Services or Content, you must identify us as the owners or licensors of the Services, Content, or Marks and ensure that any copyright or proprietary notice appears or is visible on posting, reproducing, or displaying our Content. We reserve all rights not expressly granted to you in and to the Services, Content, and Marks. Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms and your right to use our Services will terminate immediately.

Your submissions

By directly sending us any question, comment, suggestion, idea, feedback, or other information about the Services ('Submissions'), you agree to assign to us all intellectual property rights in such Submission. You agree that we shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.

You are responsible for what you post or upload. You agree not to post, send, publish, upload, or transmit any Submission through the Services that is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually explicit, false, inaccurate, deceitful, or misleading. You warrant that any Submission you submit is original or that you have the necessary rights and licenses to submit it, and you have the authority to grant us the rights mentioned above regarding your Submissions. You also warrant and represent that your Submissions are not confidential information. You are responsible for your Submissions, and you agree to compensate us for any losses that we may incur due to your violation of this section, any third party's intellectual property rights, or applicable law.

User assertions

By utilizing the Services, you affirm and assure that:

• The registration information you provide is truthful, accurate, up-to-date, and complete.

• You will ensure the accuracy of this information and promptly update it as necessary.

• You possess the legal capacity and agree to abide by these Legal Terms.

• You will not employ automated or non-human methods, such as bots, scripts, or other means, to access the Services.

• You will not engage in any illegal or unauthorized activities through the Services.

• Your usage of the Services will not violate any applicable laws or regulations. In the event that you provide any information that is false, inaccurate, outdated, or incomplete, we retain the right to suspend or terminate your account and reject any present or future use of the Services (or any portion thereof).

You are only allowed to access and use the Services for the specific purpose for which they are made available. Any commercial use of the Services other than ones defined by the purpose of the Service in these Legal Terms must be specifically endorsed or approved by us. As a user of the Services, you agree to not engage in the following activities:

• Making use of the Services to compete with us or generate revenue without authorization.
• Unauthorized framing or linking to the Services.
• Interfering with security features or bypassing content restrictions.
• Removing copyright or proprietary notices from any Content.
• Using automated systems or unauthorized software to access the Services.
• Engaging in unauthorized use of the Services, including collecting user information for unsolicited emails or creating fake accounts.
• Harassing, intimidating, or threatening our employees or agents providing Services.
• Disparaging or causing harm to us or the Services, using obtained information to harass or harm others.
• Using buying agents to make unauthorized purchases on the Services.
• Attempting to impersonate other users or using their usernames.
• Misusing support services or submitting false abuse reports.
• Uploading or transmitting viruses or material that disrupts the Services' functionality.
• Engaging in automated activities such as scripted comments or data extraction.
• Systematically retrieving data from the Services without permission to create compilations or directories.
• Attempting to deceive or defraud us or other users, particularly to obtain sensitive account information.
• Decompiling or reverse engineering the software that forms part of the Services.
• Violating applicable laws or regulations by using the Services.
• Interfering with or disrupting the Services or associated networks, causing undue burden.
• Copying or modifying the software of the Services.

Registration

You may need to register in order to use the Services. You pledge to keep your password confidential and take responsibility for any use of your account and password. If we determine, in our sole discretion, that the account information you submit is unsuitable, obscene, or otherwise objectionable, we reserve the right to remove, reclaim, or modify it.

Purchases and payment

By paying a fee, you are given a license to use the Services as described in this Agreement. We may add sales tax to the purchase price as we deem necessary. We have the right to change prices at any time. All payments must be made in Euros.

You agree to pay all charges for your purchases at the current prices, and you give us permission to charge your chosen payment method for these amounts when you place your order. You authorize us to charge your payment method on a recurring basis without requiring your prior approval for each recurring charge until you cancel the relevant subscription. We retain the right to correct any errors or mistakes in pricing, even if we have already requested or received payment.

We reserve the right to reject any license order made through the Services. We may limit or cancel quantities purchased per person, household, or order at our discretion. These restrictions may include orders placed by or under the same customer account, the same payment method, and/or orders that use the same billing address. We reserve the right to restrict or prohibit orders that, in our sole discretion, appear to be made by dealers, resellers, or distributors. 6.

Service plans

The Service is offered on a subscription basis, with multiple pricing plans available. Each pricing plan corresponds to a distinct set of features. Additionally, a free plan with limited features may be provided. We reserve the right to modify or update the plans, prices, and features associated with the Service at any time, without prior notice. 7. FREE

Trial

To provide you with an opportunity to evaluate the Services, we offer a 14-day free trial period of one of the available paid plans, during which you can assess the suitability and functionality of our product before making a purchase. During free trial period your account will not be charged. At the end of the free trial period, the you must upgrade to a paid version in order to continue using the paid plans of the Services.

Cancellation

You have the option to terminate your subscription by logging into your account at any time. Your cancellation will become effective at the end of the current paid term.

Refunding

We do not offer refunds or returns for any purchases made through our Services. However, in exceptional circumstances, we may consider issuing a refund on a case-by-case basis. These exceptional cases will be determined at our sole discretion, taking into account factors such as technical issues, service interruptions, or other compelling reasons. If you believe you have a valid reason for requesting a refund, please contact us, and we will assess your request accordingly.

Usage and availability

The Services are available as software (collectively known as “App”) on the web (Web App) and a desktop (Desktop App) platforms. App for each platform has its own technical specifications and licensing rules.

It is your responsibility to ensure that the device you plan to use for accessing the Services meets the minimal technical system specifications. An active internet connection may be required to access and use the Services. We retain the right to adjust the technical specifications of either form at any time as we deem necessary. We hereby declare that we hold no responsibility for any technical difficulties that may hinder your ability to utilize the services. These technical issues encompass but are not limited to problems with internet connectivity, including configuration, ISP-related matters, hosting, and DNS issues.

We allow you to use the App only on devices that you own or control. This right is limited, non-exclusive, non-transferable, and can be revoked at any time. You must use the App according to the terms and conditions outlined in these Legal Terms.

You are not allowed to:

• Attempt to access the App's source code, decompile, reverse engineer, disassemble, or decrypt App or any file and document generated by the App
• Make any changes, adaptations, improvements, translations, or derivative works from the App.
• Break any laws, rules, or regulations related to using the App.
• Remove, alter, or hide any proprietary notices, including notices of copyright or trademark.
• Use the App for any commercial or revenue-generating purposes or for any other purpose not intended by the App's design and this Agreement.
• Make the App available to multiple users or devices over a network or other environment.
• Use the App to create a product, service, or software that competes with or substitutes the App.
• Send automated queries to any website or send unsolicited commercial emails using the App.
• Use our intellectual property, interfaces, or proprietary information to design, develop, license, manufacture, or distribute any applications, accessories, or devices for use with the App.

EULA

Your usage of the Service will be subject to an end-user license agreement (EULA), if it is supplied with the software. The terms and conditions of the EULA will govern your use of the software. The software and accompanying documentation are provided "AS IS" without any warranty, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement. By using the software, you assume all risks associated with its use or performance. You are not allowed to distribute or share the software in any way, in accordance with the EULA and these Legal Terms.

Licensing

The Services offer various license types, each granting access to specific feature sets. Each license is linked to a single user account.

When using the Services on the web, users are required to authenticate themselves to utilize the Service with their designated license. Sharing a user account among multiple individuals is strictly prohibited.

For desktop usage, users can activate their license on one desktop computer only. The license is non-transferable, and sharing licenses is strictly forbidden.

We retain the right to restrict or prohibit licenses that, in our sole discretion, are found to be in violation of these terms. In such cases, we may request additional information from the user regarding activities that raise suspicion.

Purpose of the Services

The designed intention of the Services is to generate graphic templates (Generated content) that can be used for both commercial and non-commercial purposes. You are granted the right to utilize the Generated content in accordance with your specific needs and objectives. It is your responsibility to comply with any applicable laws, regulations, or licensing requirements associated with the specific usage of the content.

User content

The Services allows you to create, post, publish, or distribute content to the Services within the project (‘Project’). This content may include text, drawings, video, audio, photographs, graphics, animations, code, personal information, or other material (collectively referred to as "User content"). The Services' Privacy Policy outlines how we may treat any User content that you transmit.

You are solely responsible for all of the User content that you load to the Services. We do not claim ownership of your User content and you retain full ownership of all your User content and any intellectual property rights or other proprietary rights associated with your User content. We are not responsible for any statements or representations in your User content provided by you in any area on the Services. You agree to release us from any responsibility from any legal action against us regarding your User content. We hereby disclaim any responsibility for any loss of User content or Projects that may occur due to any reason, including but not limited to bugs in the App or attempts to access the User content or Projects using unsupported versions of the App.

Generated content

The Service allow you to generate graphic templates which include User content (collectively referred to as “Generated content”).

You are solely responsible for all of the Generated content generated by the Services. The Services are not liable for any legal infringement of any part of the Generated content. We do not claim ownership of your User content included in the Generated content. You retain full ownership of all your User content included in the Generated content and any intellectual property rights or other proprietary rights associated with your User content included in the Generated content. We are not responsible for any statements or representations in the Generated content. You agree to release us from any and all responsibility and to refrain from any legal action against us regarding the Generated content.

Limitations of liability of this Agreement shall apply to the Generated content. We shall not be held responsible for any errors, interruptions, bugs, viruses, or any losses or damages arising from the use of the Generated content.We hereby disclaim any responsibility for incompatibilities that may arise between the Generated content and third-party software applications, regardless of the cause.

We hold the ownership of all intellectual properties associated with the Generated content which does not encompass User content, such as the source code that empowers the Generated content (“core source code”). We hereby grant you a non-exclusive, non-transferable, revocable license to utilize the core source code of the Generated content, solely as an integral part of the Generated content in its entirety.

User is given a right to use the Generated content only as intended by this agreement.

Third party websites and content

The Services might include links to other websites ("Third-Party Websites") or display content from third parties such as articles, photographs, text, graphics, music, videos, applications, and other materials ("Third-Party Content"). We do not investigate, monitor, or verify the accuracy, suitability, or completeness of these Third-Party Websites and Third-Party Content. We are not responsible for any Third-Party Websites accessed through the Services or any Third-Party Content posted on, available through, or downloaded from the Services. This includes the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of the Third-Party Websites or Third-Party Content. Our inclusion of, linking to, or allowing the use or installation of any Third-Party Websites or Third-Party Content does not imply our approval or endorsement of them.

If you choose to leave the Services and access Third-Party Websites or use/install Third-Party Content, you do so at your own risk, and the Legal Terms no longer apply. It is important to review the relevant terms, policies, privacy practices, and data collection methods of any website you visit from the Services or any applications you use/install from the Services. Any purchases made through Third-Party Websites are solely between you and the respective third party, and we bear no responsibility for such transactions.

You acknowledge that we do not endorse the products or services offered on Third-Party Websites, and we are not liable for any harm resulting from your purchase of such products or services. Furthermore, we are not responsible for any losses or harm you may experience due to Third-Party Content or interactions with Third-Party Websites.

Services management

We have the right, although not the obligation, to monitor the Services to identify any violations of these Legal Terms and take appropriate legal action, at our discretion, against individuals who violate the law or these Legal Terms. We may in our sole discretion and without limitations, remove from the Services or disable any users that we find violating these rules.

Privacy policy

We prioritize the protection and confidentiality of data. We kindly request you to review our Privacy Policy at http://www.loopic.io/privacy-policy. By using the Services, you agree to comply with our Privacy Policy, which is an integral part of these Legal Terms. We want to inform you that the Services are hosted in Croatia and Germany. If you access the Services from a region outside Croatia and Germany that has laws or requirements regarding the collection, use, or disclosure of personal data different from those applicable in Croatia and Germany, by continuing to use the Services, you are consenting to the transfer of your data to and processing of your data in Croatia and Germany.

Term and termination

These Legal Terms will remain in effect while you utilize the Services. We reserve the right, at our sole discretion and without notice or liability, to deny access to and use of the Services (including blocking specific IP addresses) to any individual, for any reason or no reason. This includes instances where there is a breach of any representation, warranty, covenant outlined in these Legal Terms or any applicable laws or regulations. We may terminate your use or participation in the Services, delete your account, and remove any content or information posted by you, at any time and without prior warning, at our sole discretion.

If your account is terminated or suspended for any reason, you are not permitted to create a new account under your own name, a false name, a borrowed name, or the name of a third party, even if you are acting on behalf of that third party. Alongside terminating or suspending your account, we reserve the right to take appropriate legal action, which may include civil, criminal, and injunctive measures.

Modifications and interruptions

We retain the right to alter, modify, or remove the content within the Services at our sole discretion, without providing prior notice. However, we are not obligated to update any information on the Services. We will not be held liable to you or any third party for any changes, price adjustments, suspensions, or discontinuations of the Services.

We cannot guarantee uninterrupted availability of the Services. There may be instances where we encounter hardware, software, internet, or other issues, or need to perform maintenance that may result in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or modify the Services at any time and for any reason without notifying you. You acknowledge that we bear no responsibility for any loss, damage, or inconvenience caused by your inability to access or use the Services during periods of downtime or discontinuation. These Legal Terms do not impose any obligation on us to maintain and support the Services or provide any corrections, updates, or releases in connection with them.

Governing law

These Legal Terms are subject to and interpreted in accordance with the laws of Croatia. 23. CORRECTIONS The Services may include information that contains typographical errors, inaccuracies, or omissions, such as descriptions, pricing, availability, and other details. We retain the right to rectify any errors, inaccuracies, or omissions and to modify or update the information on the Services at any time, without giving prior notice.

Disclaimer

The services are provided "as is" and "as available." By using the services, you acknowledge that you assume all risks associated with it. We do not make any warranties, whether expressed or implied, regarding the Services and the Generated Content. We are not liable for any errors, inaccuracies, personal injury, property damage, unauthorized access, interruptions, bugs, viruses, or any losses or damages resulting from the use of the services. We do not endorse or guarantee any third-party products or services advertised through the services. You should use caution and exercise your own judgment when interacting with third-party providers.

Limitations of liability

In no event will we, or our suppliers or licensors, be liable with respect to any subject matter of this Legal Terms under any contract, negligence, strict liability or other legal or equitable theory for:

• Any special, incidental or consequential damages (such as lost profits, lost revenue, or loss of data).
• The cost of procurement for substitute products or services
• For interruption of use or loss or corruption of data
• For any amounts that exceed the fees paid by you to us under this agreement during the one (1) month period prior to the cause of action. We shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing applies for all uses of the Services and the Generated Content. The foregoing shall not apply to the extent prohibited by applicable law.

Indemnification

You agree to indemnify and hold harmless Navim IT, its contractors, and its licensors, and their respective directors, officers, employees, and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of our Services, including but not limited to your violation of this Legal Terms.

User data

We will retain specific data that you send to the Services to ensure the proper functioning of the Services. While we regularly back up data, you hold full responsibility for all data you transmit or that is associated with your activities on the Services. You agree that we are not liable for any loss or damage to such data, and you waive any claims against us regarding any such loss or damage. This encompasses the potential loss of Projects, User content, Generated content, account information, or any other material.

Miscellaneous

These Legal Terms, along with any policies or operating rules posted by us on the Services or related to the Services, constitute the complete agreement and understanding between you and us. Our failure to exercise or enforce any right or provision stated in these Legal Terms does not waive that right or provision. These Legal Terms are enforced to the maximum extent allowed by law. We have the right to assign our rights and obligations to others at any time. We are not liable for any loss, damage, delay, or failure to act caused by circumstances beyond our reasonable control. If any provision or part of a provision in these Legal Terms is deemed unlawful, void, or unenforceable, that specific provision or part is considered separate from these Legal Terms and does not affect the validity and enforceability of the remaining provisions. These Legal Terms do not create a joint venture, partnership, employment, or agency relationship between you and us. You agree that these Legal Terms will not be interpreted against us solely because we drafted them. By accepting these Legal Terms electronically, you waive any defenses based on the electronic form of these Legal Terms and the absence of physical signatures by the parties involved in executing these Legal Terms.

Changes

We regularly update our Services, which may require us to modify the legal terms governing their use. In the event of material changes, we will notify you by posting on one of our blogs or by sending an email or other communication before the changes become effective. The notification will specify a reasonable period after which the new terms will take effect. If you do not agree with the changes, you must discontinue using our Services within the specified notice period. Your continued use of our Services will indicate your acceptance of the new terms. However, any disputes that arose before the changes will be governed by the Terms (including the binding individual arbitration clause) that were in effect at the time the dispute arose.